Department store gift cards can be much more than just convenient last-minute gifts—they’re powerful tools for saving money and unlocking extra value if used strategically. Whether you’re shopping for clothing, home décor, or seasonal sales, leveraging gift cards the right way can lead to significant savings. Here’s how to turn your next department store purchase into a chance to earn more.
Start with a Discounted Gift Card
Before heading to the store or filling your online cart, consider buying a discounted gift card. Third-party marketplaces like Raise, CardCash, and Gift Card Granny offer department store gift cards at a lower-than-face-value price. Even a small discount can make a big difference when combined with sales, promo codes, or store credit.
Earn Cashback with a Gift Card Purchase
Instead of just buying a gift card anywhere, some platforms allow you to earn cashback when purchasing one. For example, you can earn cashback with a Kohl’s gift card or get rewards with a JCPenney gift card when purchasing through Fluz. Unlike buying a gift card from the store itself, these platforms reward you instantly after the transaction, putting real cash back into your wallet.
Fluz users can buy department store gift cards on demand, down to the exact purchase amount—so you’re never left with unused balances or forced to overspend. If you’re new to the platform, you can download Fluz here and start earning on your everyday shopping.
Combine with Store Sales and Promotions
Once you have your discounted or cashback-earning gift card, layer it with other deals. Timing your purchase around department store sales—such as Kohl’s Friends & Family Event, Macy’s One-Day Sale, or JCPenney’s Flash Sales—can yield major price cuts. Department stores often allow the use of gift cards in combination with digital coupons, promo codes, or app-based incentives.
Maximize Rewards with Loyalty Programs
Most department stores offer loyalty programs that can be stacked on top of your gift card purchases. Macy’s Star Rewards, Kohl’s Rewards, and JCPenney Rewards all allow customers to earn points on purchases paid with gift cards. That means you’re not just saving at the point of purchase—you’re also earning toward future discounts.
Avoid Common Pitfalls
To get the most value, avoid holding onto gift cards too long—prices may change, and expiration policies (especially for promotional gift cards) could apply. Also, check if your store allows split payments, so you can use your gift card and a backup payment method when needed.
Final Tip: Know Where to Buy for Instant Access
Many platforms deliver gift cards instantly, making them ideal even for in-store purchases. If you’re in the checkout line, you can still earn cashback with a Macy’s gift card through Fluz before you pay—just purchase the card on your phone and scan or input the code right away.
With just a little planning, department store gift cards can go from basic payment tools to high-value savings strategies. Use the right platform, combine with sales and store rewards, and you’ll turn every purchase into an opportunity to earn more.
